DesereTLoan is an internet platform (for the joint operation of the Ultimate Life Foundation -an HIV/AIDS organisation, and the Deseret Cooperative Credit Union) that makes it easy and safe for individuals and businesses to fund projects of needy micro-entrepreneurs the world over, by helping to make loans online. It is the first Ghanaian Website that gives you the opportunity to help others by lending.

On DesereTLoan, Loans made, does not generate financial return for lenders as they are intended to free people from poverty by helping them become Self Reliant. It was established in September 2014. The website also enables lenders to manage their lending activity in an online community.

 

THE SPIRIT OF DESERET

We chose the name 'Deseret' to draw inspiration from the struggle of the Utah Pioneer for freedom. We believe that this aspiration is essential in addressing poverty among communities (in Ghana and elsewhere).

Our Deseret is a place for hard work always crowned with sweet fruits; which impact we want our labors to have on needy micro entrepreneur friends we look forward to reach out to.

 

OUR CORE VALUES

DesereTLoan sustains the under listed core values:

• Transparency

• Thrift

• Honesty

• Commitment

• Avoidance of over-indebtedness

• Mutual respect with clients

• Innovation

 

MISSION

Our mission is to connect needy people to financial security, through the promotion of thrift, provision of access to affordable micro loans and proper financial services so members can become self reliant.

 

VISION

DesereTLoan seeks to grow to be a foremost micro-lending platform capable of emancipating people throughout the world, from financial diffidence through the creation of opportunities for better lives for  themselves and their families.

 

PROGRAMMES

• Microloans

• Business Management

• Cooperative Buying

• Common Production Facility

• Cooperative Sales and Marketing

• Business partnership

 

SLOGAN

DesereTLoan, a Pathway to Self Reliance